Fintech startups in Southern California
Financial technology: payments, banking, investing, and financial infrastructure.
This is still one of the smaller categories in the directory — Founders First Change Catalyst, Baseline Risk Partners, and Cardiff are the best-funded so far, all three based in San Diego. It's a real gap relative to the region's much larger B2B and healthcare bases, and one with room for more payments, banking, and financial-infrastructure startups to fill in.
Companies
California-licensed entertainment and media financing lender backed by MEP Capital.
A wealth-coaching fintech platform giving members curated access to financial decision tools and vetted advisor networks.
Fintech app offering fee-free cash advances, early-pay checking, and savings tools through bank partnerships.
Series F$507.3MAcorns is an Irvine; California-based micro-investing company allowing users to round up consumer purchases and invest the change.
Series A$128.0MiTrustCapital is a fintech platform that lets Americans hold cryptocurrency; US stocks and ETFs; and physical gold; silver and platinum inside tax-advantaged retirement accounts. It provides the self-
$1.0MOptimal Financial Systems; Inc. is a Santa Monica; California-based company founded in 2018.
$8.0MSimply Bail; LLC is a Santa Monica; California-based company.
$2.7MSoft Ledger; Inc. is a Santa Monica; California-based company.
$500KNew World Savings; Inc. is an Irvine; California-based company founded in 2017.
Seed$5.0MHarbor is a Santa Monica; California-based company.
Seed$6.8MBaseline Risk Partners delivers program administration and underwriting expertise in Specialty Property and Workers’ Compensation.
Series A$5.7MLooking for small business financing? Get approved in 2 minutes or less and get your funds within 24 hours at Cardiff. We have funded over $12 billion for small businesses across the US.
Seed$5.0MBridgeport Financial Technology, Inc. provides bespoke, digital technology and infrastructure solutions for sophisticated clients across the entire private markets value chain.
Founded by Robert Smithson, who serves as President & CEO; provides AI-based data and monitoring solutions for auto insurance companies.
Seed$3.0MProfitr is a platform that allows you to invest in real estate properties
Pre-Seed$2.9MSuperTrader is an AI trading journal built by traders that helps users trade better by finding time-of-day biases, streak tilts, and broken rules, turning losses into feedback.
Series A$1.5MFounders First Capital Partners - Revenue-Based Funding & Business Advisory
Crush Capital was co-founded by Darren Marble and Todd Goldberg in Beverly Hills and raised $3.25 million to launch "Going Public," a streaming series about the IPO investment process.
Seed$240KGates Mills Technologies is a quantitative trading firm founded by Zachary Wolfe in 2018 that builds equity-market trading strategies from mathematical models, per its Crunchbase and LinkedIn profiles.
$20KGlobal Interchange SL is a company that connects global manufacturing hubs to their customers and provides international industrial solutions, specifically in energy management and life safety systems, along with technology solutions for various industries including fire fighting, fire alarm, drainage pumps, pressure groups, household, automation, and automotive.
SeedStaxiom provides diligence-grade accounting for startups — bookkeeping, tax prep, and capital strategy, with an AI-assisted R&D tax credit engine reviewed by EY-trained CPAs. Founded by the team behind Ardius, the R&D tax credit company Gusto acquired in 2021.
Applied Data Finance is a fintech innovator that offers fair and responsible credit access to underestimated U.S. consumers through an AI-powered underwriting and lending platform.
National Funding provides fast small business loans, working capital, term loans, inventory financing, receivables financing, short-term equipment financing, and heavy equipment financing.
Ascent Funding provides private student loans for college and career education, covering up to 100% of tuition and expenses with competitive rates and no fees.
Atomic Insights provides payment workflow automation for RIAs and Family Offices, making money movement easy and compliant for wealth managers, client service, and operations teams.
Credit Key provides B2B payment solutions that allow businesses to offer customers instant access to capital and flexible payment options like 'buy now, pay later' with terms up to 24 months.
American First Credit Union offers various financial services to its members, including checking and savings accounts, loans for vehicles and homes, and credit cards.
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