

Drop-in Direct Billing SDK for In-App Purchases
ZeroSettle is headquartered in San Diego, CA.
Drop-in Direct Billing SDK for In-App Purchases
Apps lose revenue and control by routing all sales through app-store billing, which takes a standard ~30% commission and doesn't adapt pricing to each market.
ZeroSettle is a revenue engine that acts as Merchant of Record, giving apps a web-checkout path outside the app stores, unifying entitlements, and using 'Autopilot' to run automated per-market pricing experiments.
The page claims up to 34% more revenue retained per eligible sale versus the standard 30% app-store commission, a 0.5%-plus-processor-fee cost structure, and end-to-end handling of tax/VAT/GST remittance, chargebacks, and fraud across 190+ countries.
Founded in 2026 by Ryan Elliott and Gabe Roeloffs, a two-person team based in San Diego backed by Y Combinator.
Free to use in articles, research, and reference works. Stable URL, will not change. Data on this page last updated August 26, 2026.